The amount you are able to withdraw (or your withdrawable cash) may differ from your account balance as the cash due from equity and F&O trades are not settled instantly. Cash from selling equities takes T+2 days and from F&O trades take T+1 day to be credited to your trading account by the exchanges before you can withdraw them. Moreover, if you incur any loss in your open positions, or if you had made any new purchases during the day, that amount will also be blocked as part of your utilized margin, and you will not be able to withdraw it.

The Withdrawable Cash may also change after the market’s closing if you have traded during the day. This is because all charges and obligations get updated during aftermarket hours, typically between 5 pm to 9 pm.